Inflation Calculator
See how much today's money will be worth in the future, or what it takes to maintain the same lifestyle.
Why Inflation Planning Matters
₹1 crore feels like a lot today — but at 6% inflation, it buys only ₹31 lakh worth of goods in 20 years. Your retirement corpus and goals must be inflated to future values, not planned in today's rupees.
Frequently Asked Questions
What is inflation?
Inflation is the rate at which prices rise over time. ₹100 today buys less next year. India's long-term average CPI inflation is 5–6%.
How does inflation affect savings?
If your savings grow at 4% and inflation is 6%, you're actually losing 2% in real purchasing power. Investments must out-earn inflation.
What inflation rate should I use for planning?
Use 6% for Indian CPI, or 7–8% for education and healthcare (which inflate faster). Use 3% for developed markets.
What is real vs nominal return?
Nominal return is the advertised rate. Real return = nominal − inflation. If FD gives 7% and inflation is 6%, real return is only 1%.