Savings Goal Calculator
Reverse-engineer the monthly investment you need for any financial goal.
Plan Any Goal Backwards
Whether it's a down payment, a dream vacation, or retirement — the math is the same: target corpus, timeframe, expected return, starting corpus. This tool gives you the monthly SIP needed.
Frequently Asked Questions
How does this calculator help me reach a goal?
It works backwards from your target corpus and timeframe to give the exact monthly SIP or savings amount needed, factoring in your current savings and expected return rate.
What return rate should I assume?
Equity funds ~11–12%, balanced funds 8–10%, FD/debt 6–7%. Pick based on how aggressive your allocation is and how far the goal is — shorter goals need safer assets.
Should I adjust the goal for inflation?
Yes. If your child's foreign education costs ₹50 lakh today, plan for ~₹1 crore in 15 years at 6% inflation. Use the Inflation Calculator first, then plug the future value here.